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Car Insurance

Private Car Comprehensive Insurance

Our Comprehensive Car Insurance covers the fire, theft, loss, and damages to your car in an accident with another party. This policy also protects you when you are responsible for third-party bodily injury, death, or damages to their property.

Key Features

  • Covers the loss or damages to your car from accidental collision or overturning, as well as some impact damage from fallen objects.
  • An unlimited amount for the bodily injury or death of a third party.
  • Up to a maximum of RM3 million for property loss or damage to a third party.
  • Up to a maximum of RM2,000 for your own defence/legal costs.
  • 24/7 Accident/Breakdown Total Assist, with free towing up to RM350.
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Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

Premium Estimator is just an approximate amount and the actual amount may differ at the point of purchase with required information.

Additional Coverage

Protect yourself on all fronts with our wide selection of add-on coverage. Let us keep you even safer.

  • Credit Shortfall

    This coverage compensates you for any outstanding hire-purchase loans if your car has been stolen or lost after subtracting the insured sum or market value amount of your car.   

  • Legal Liability to Passengers (L.L.P to Passengers)

    This add-on covers your legal liability to your passengers in an accident from negligent driving. Please note that this coverage is required by law when you enter Singapore. 

  • Floods, Typhoons, Hurricanes, Storms, Tempests, Volcanic Eruptions, Earthquakes, Landsides & Landslips

    This coverage covers the repair costs to your vehicle for damage from most natural disasters

  • Strikes, Riot and Civil Commotion (S.R.C.C)

    This add-on covers the repair costs to your vehicle from strikes, riots, and civil commotion.

  • Windscreen/ Windows/ Sunroof/ Tinted Film

    This extra coverage covers the repair or replacement costs of your windscreen/window/sunroof/tinted film. Please note that the maximum amount covered by this claim is based on the actual cost of the repair/replacement or your insured sum.

  • Radio & Cassette

    This add-on covers the replacement of the radio and cassette in your vehicle.

  • Trailer Attached to Private Car

    This add-on covers the repair cost for damages to your trailer.

  • Legal Liability of Passengers (L.L.o.P for Negligent Acts)

    This coverage covers you against third-party claims from damages caused by your passengers. (e.g. damage to another vehicle when your passenger(s) open their car door.

  • NCD Relief

    This extra coverage compensates you for the loss of your current NCD (No Claim Discount) when you make a claim.

  • All Drivers

    This add-on extends your Private Car policy to cover all drivers.

  • Named Drivers

    This extra coverage extends your policy to cover the named drivers of your vehicle. The first two named drivers (including yourself) are free, with a charge of RM10 for each driver named afterwards.

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Own Damage Private Car claims settled and paid out in 2020.

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Own Damage Private Car claims settled and paid out over the past 5 years (2016-2020).

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Own Damage Motorcycle claims settled and paid out in 2020.

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Own Damage Motorcycle claims settled and paid out over the past 5 years (2016-2020).

Why Insure with Us

Did you know? On top of keeping you and your vehicle protected, there is so much more you can enjoy when choosing us!

10% Cheaper Premiums

Get a 10% discount when you renew your insurance online. Tired of going to the counter? You can now purchase your insurance via our website or mobile application!

Easy Renewal

Easy Renewal – You’re only a few clicks away from your payment.

Empowering Your Decision

We provide all the necessary information and features in a simple format to help you better understand our products – helping you make a purchase you are confident with.

Total Assist Services

Whether it be a tow truck or battery replacement; together with our partners, we provide 24/7 assistance directly to your location. What are you waiting for?

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Secured Online Payment

Our reliable online payment partner, iPay88, is regulated under Bank Negara Malaysia and conforms to the highest international security standards (PCI DSS 1), as well as the Financial Services Act 2013.

Improved Website and App

Convenience at your fingertips - we make searching for what you need easier.

Instant Claims / JPJ Status

A convenient and effective way to check your claims/JPJ status just by entering your vehicle number.

Market Value Assist

A quick link to check your vehicle’s market value in 3 simple steps via mycarinfo.com.my


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