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Business Insurance

Be the best in the business - let us handle all the risks

Let us handle your business insurance so you can focus on what’s important. Keep your operations running smoothly.

All Products

All-rounded protection to keep your business going

We understand that Malaysian businesses operate in an increasingly competitive and ever-changing environment. SME operations still are held to the same standards of corporate governance and liability as larger companies, often on fewer resources and less time. Let us help you keep going, so you can keep growing.

Business

1
Goods in Transit

Our Goods in Transit Insurance covers any loss or damage of to your property when in, on or being loaded and unloaded from a vehicle or temporary storage.

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Business

2
Boiler and Pressure Vessel

Our Boiler and Pressure Vessel Insurance provides cover against the explosion of any insured boiler or pressure vessel while working normally.

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Business

3
Personal Accident Travel

Our Personal Accident Travel insurance provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.

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Business

4
Professional Indemnity

Our Professional Indemnity Insurance covers any breach of professional responsibility such as negligence error or omission when providing a professional service.

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Business

5
Foreign Workers Insurance Guarantee

The Foreign Workers Insurance Guarantee is a policy required by the Immigration Department (under Regulation 21) from you as a security deposit for the employment of foreign workers.

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Business

6
Machinery and Equipment

Our Machinery and Equipment Insurance covers the loss or damage to your immobile equipment (e.g. computers and printers). Accessories and parts are not included unless the equipment has been stolen.

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Business

7
Marine Hull

Our Marine Hull Insurance covers the loss or damage to vessels and ships due to both aquatic and non-aquatic related risks.

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Business

8
Marine Cargo

Our Marine Cargo Insurance covers the loss or damage to goods shipped by land, sea, or air from warehouse to warehouse.

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Business

9
Yacht & Pleasure Craft

Our Yacht & Pleasure Craft Insurance covers loss, damage costs or liabilities to the vessel and any attached property, as well as any personal accidents to the owner and their passengers.

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Fire

10
Company Fire

Our Fire Insurance covers the loss or damage to your building or property when damaged by fire, lightning, or domestic explosions.

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Business

11
Machinery Breakdown (Loss of Profit)

Our Machinery Loss of Profit Insurance covers the actual loss of gross profits sustained as a result of business interruption caused by damage indefinable under the Machinery Breakdown policy. All causes of loss covered by the basic Machinery Breakdown policy is also covered by this policy.

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Business

12
Foreign Workers Hospitalisation and Surgical Scheme

Our Foreign Workers Hospitalisation and Surgical Insurance helps reduce your financial burden when your foreign workers are hospitalised due to accidents or illnesses. This product can only be purchased through MYEG.

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Personal accident

13
Driver Personal Accident PLUS (A) / (C)

Our Personal Accident PLUS (A)/(C) Insurance covers permanent disablement and death from violent, accidental, or external means when driving a commercial vehicle or taxi.

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Business

14
Machinery Breakdown

Our Machinery Breakdown insurance policy covers any unforeseen damage or loss of the insured machine during both at work and rest, as well as during cleaning, inspection, over-hauling or removal to another position within the premises.

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Business

15
Public Liability

Our Public Liability Insurance pays against the compensation and legal costs which you are legally responsible to pay in connection with your business.

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Business

16
Employer's Liability

Our Employer's Liability Insurance protects employers against the legal responsibility to compensate an employee for bodily injury, disease, or death due to the negligence of their employer.

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Business

17
Workmen's Compensation

Our Workmen's Compensation Insurance protects employers against any compensations to be paid under the Workmen's Compensation Law(s) of Malaysia for any injuries to their employees through accidents or diseases.

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Business

18
Equipment

Our Equipment Insurance pays for the loss or damage to your movable equipment for contract works, factory and warehouse use.

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Business

19
Electronic Equipment

Our Electronic Equipment Insurance provides coverage for your computers and other electronic equipment. It covers three (3) sections; physical material damage, data media cover and an increased cost of working.

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Business

20
Burglary

Our Burglary Insurance covers the loss or damage to your property in the event of a burglay.

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Business

21
All Risks

Our All Risks Insurance will repair, replace or pay or the amount for certain loss or damage from any accidents or misfortunes within your premise, depending on the coverage you have chosen.

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Business

22
Machinery All Risks

Machinery All Risks Insurance covers the loss or damage to your machinery based on their usage in the conditions specified.

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Business

23
Contractors' All Risk

Our Contractors All Risk Insurance covers any damages that might affect the insured property as well as any damages payable to third parties. This policy is specifically for civil engineering projects or works that are under construction.

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Business

24
Erection All Risk (EAR)

Our Erection All Risks Insurance is commonly bought by contractors when they have contract jobs for erection, installation, testing, and commissioning work for electromechanical equipment (e.g. turbines and boilers).

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Business

25
Money in Transit

Our Money in Transit Insurance covers loss of your money while in transit and in the premises.

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Speak to our agent

Tele Insurance Monday - Friday, 8:45am - 5:30pm

Agent Help Desk Monday - Friday, 8:45am - 5:30pm

Email: poi2u@pacific-orient.com


Quick Links

Offices & Branches

P&O Insurance has sales and support offices across Malaysia. Browse our locations for information of all our branches.

Panel Workshops

We provide a list of panel workshops available nationwide.

FAQs

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.