Private Car - Credit Shortfall | Pacific & Orient Insurance

Car Insurance

Private Car - Credit Shortfall Insurance

Our Credit Shortfall Insurance covers the difference between your insured sum or the market value of your car and your loan if it has been lost or stolen. This policy can be renewed yearly if your car is still under hire-purchase and insured under our comprehensive policy.

Key Features

Fully covers your remaining loan if your car has been lost or stolen.
Covers up to an additional RM10,000 to help you in the deposit of any new car after the loss of your old one.

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Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

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Own Damage Private Car claims settled and paid out in 2020.

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Own Damage Private Car claims settled and paid out over the past 5 years (2016-2020).

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Own Damage Motorcycle claims settled and paid out in 2020.

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Own Damage Motorcycle claims settled and paid out over the past 5 years (2016-2020).

10% Cheaper Premiums

Get a 10% discount when you renew your insurance online. Tired of going to the counter? You can now purchase your insurance via our website or mobile application!

Easy Renewal

Easy Renewal – You’re only a few clicks away from your payment.

Empowering Your Decision

We provide all the necessary information and features in a simple format to help you better understand our products – helping you make a purchase you are confident with.

Total Assist Services

Whether it be a tow truck or battery replacement; together with our partners, we provide 24/7 assistance directly to your location. What are you waiting for?

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Secured Online Payment

Our reliable online payment partner, iPay88, is regulated under Bank Negara Malaysia and conforms to the highest international security standards (PCI DSS 1), as well as the Financial Services Act 2013.