Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

I have unused mileage; can I downgrade my plan or receive a refund?

No, you cannot downgrade your plan. You will not receive a refund or be able to carry your unused mileage to a new plan either.

All you have to do is own a Pacific & Orient Insurance Motor product and...

You can renew your insurance up to 60 days before it expires, and...

Your bank account details and other related information will only be used for payments directly into you account...