Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

If I am a safe/good driver without any traffic summons and reported accidents, will my premium be lowered?

Yes. Driving behaviour and driving experience is considered in risk profiling in determining your premium.

Yes, you still do. But you will only need to pay your basic excess...

Yes, there are a few. The major exclusions are...

Yes, you can.

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