Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

If I am a safe/good driver without any traffic summons and reported accidents, will my premium be lowered?

Yes. Driving behaviour and driving experience is considered in risk profiling in determining your premium.

If you are unable to pay the excess, your insurer may refuse your claim or...

Your entitlement for an ODN claim is that you are not at fault in the accident. The determination of fault shall be at our...

What you pay for your PrOrumah insurance policy depends on the type of building and...