Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

If I am a safe/good driver without any traffic summons and reported accidents, will my premium be lowered?

Yes. Driving behaviour and driving experience is considered in risk profiling in determining your premium.

The Foreign Worker Insurance Guarantee is a policy required by the Immigration Department (under Regulation 21) from you...

Our hotline is available 24/7...

Total Assist will immediately connect you with a road assistance provider appointed by your insurer...