Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is a risk profile? Who determines a risk profile?

A risk profile is an analysis of whether a pool of consumers present a high or low risk, based on factors such as their driving habits, claims history and more. Insurance companies identify these and then create policies for customers based on this information.

Recent FAQ

What type of policy do I need to buy for the Buy & Get Rewarded?

Any of our P&O comprehensive motor insurance products sold on our website will do! This includes ...

What business insurance does P&O Insurance offer?

P&O Insurance provides coverage through different products...

What should I look out for when purchasing motor insurance now?

You should focus on what the policy covers, excludes, and the insurer’s customer service standards...