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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is Legal Liability of Passengers for Negligent Acts (L.L.o.P) cover?

This protects you against a third-party claim for damages from the negligence of your passengers (e.g. damage to another vehicle when your passenger(s) open the car door).  

Recent FAQ

What is the Buy & Get Rewarded Campaign?

As the year comes to a close and we look forward to 2022, P&O wants to present all our customers who buy or ...

What value should my vehicle be insured at?

You should insure your vehicle based on its current market value when you apply for...

Do the rewards expire?

Yes, they do. Please refer to our email/SMS for the expiry date for...