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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is Legal Liability of Passengers for Negligent Acts (L.L.o.P) cover?

This protects you against a third-party claim for damages from the negligence of your passengers (e.g. damage to another vehicle when your passenger(s) open the car door).  

Recent FAQ

How do I join PrOrewards?

All you have to do is own a Pacific & Orient Insurance Motor product and...

What is Strike, Riot and Civil Commotion cover?

This covers the repair costs to your vehicle for damages caused by strikes...

Are there any extra fees for choosing e-Payment?

No, it’s free to enjoy...