Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is Erection All Risk (EAR) Insurance?

Our Erection All Risks Insurance is commonly bought by contractors when they have contract jobs for erection, installation, testing, and commissioning work for electromechanical equipment (e.g. turbines and boilers).

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions. Click here for more information on our Erection All Risk (EAR) policy.

Recent FAQ

Do I have to register my bank account details?

We strongly encourage you to register your bank account details to...

Is there any catch?

No, there isn’t! All customers, existing or new, can receive this reward after renewing/purchasing your P&O motor insurance policy.

Motor Claims – General

What is a No Claim Discount (NCD)?

A NCD is a reward scheme for policyholders who do not make any claims over the duration of the policy for the year...