Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is the Sum Insured?

The Sum Insured is the maximum amount a vehicle can be insured for according to its current market value. This decreases by 10% every year as the car depreciates or by the market price of the car.

Recent FAQ

Motor Claims – Own Damage (OD)

I want to arrange my own towing and repair at a friend’s workshop. How can I make a claim?

For private cars, claims will not cover repairs done at non-panel workshops. Your vehicle must be sent to one of our panel workshops or...

What is Strike, Riot and Civil Commotion cover?

This covers the repair costs to your vehicle for damages caused by strikes...

How do I choose the right house insurance for me?

You should read through all the different policies and their coverages to find the best one for you...