Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What will happen to my No Claim Discount (NCD) after Liberalisation?

The NCD structure will stay the same. You are still entitled to your NCD and can transfer from one insurer or takaful operator to another.

With liberalisation, there are no more fixed rates based on the model, age or capacity of your vehicle. Instead...

While similar to an Own Damage claim, this claim does not forfeit your NCD. This claim can only be made when the accident...

Yes, you can. This typically happens when you have sold your old vehicle and want to transfer your NCD to your new one...